Listed below are secure credit cards and credit boosting apps
- How it works
- Great secured credit card to establish credit if you don't have any credit.
- You deposit your own money to start the process. The bank needs to build trust with you
- Deposit anywhere $300-$5000 the more the better
- The bigger deposit you put down on the card the better, remember any usage over 10% affects your credit score
- If you don't miss a payment over overdraft the bank will refund your money back to you & give you the credit
- No credit check to apply and find out instantly if you are approved.
- OpenSky gives everyone an opportunity to improve their credit
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- Great secured credit card to establish credit if you don't have any credit.
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application; No Credit Inquiry Required!
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- The bigger deposit you put down on the card the better, remember any usage over 10% affects your credit score
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- 24/7 Online Access to Your Account: Try our new Mobile App for Android users!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Receive Your Card More Quickly with New Expedited Processing Option
- Available Nationwide
- APR for purchases = 24.49%
- Annual Fee = $29
- *See all terms and conditions.
- Deposit Options: bank or postal checks, money orders, electronic bill pay initiated from cardholder's bank
- Great secured credit card to establish credit if you don't have any credit.
- Put down $200 minimum which becomes your credit line.
- Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history.
- We report your payment history to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week.
- Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
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GreenLight® Debit Card & App For Kids
Teach your kids how to learn manage money, set savings goals, spend wisely and invest! -Greenlight celebrates smart money management by rewarding kids with up to 1% Cash Back and 2% on their Savings balances.* -Send money to your kids — anytime, anywhere. -Get real-time notifications any time the card is used. -Create in-app chore lists and tie the work to perks. -Allowance on autopilot. Weekly or monthly, you can set it and forget it. -Personalize your kids’ debit cards. Selfies rule. Frequently Asked Questions Is there a minimum age? We support kids and grownups of all ages. No minimum (or maximum) age here. How much does it cost? Greenlight plans start at $4.99 per month and include debit cards for up to five (5) kids. Your first month is on us, and you can cancel at any time. See our Plans page for more. What do I need to sign up? Your email address Your mobile phone number Your child’s/children’s name(s) Your legal first and last name Your physical address Your date of birth Your Social Security number (SSN). For information on why we ask for your SSN, learn more about the U.S. Patriot Act. A valid debit card or bank account |
Is Greenlight safe?
The Greenlight card can be used almost anywhere Mastercard is accepted, online and in-store. “Almost,” because our cardholders are kids, and we’ve put important guardrails in place. Greenlight also works internationally in 150+ other countries, with no foreign transaction fees. No need to let us know if you travel abroad — you’ll have enough to remember. Greenlight blocks ‘unsafe’ spending categories, sends real-time transaction notifications and gives parents flexible ATM and other spending controls. We also provide additional layers of protection to our families in the form of face or fingerprint recognition and the ability to turn your card on or off directly in the app. Greenlight debit cards are FDIC-insured up to $250,000, and come with Mastercard’s Zero Liability Protection. *Greenlight and Greenlight + Invest families can earn monthly rewards of 1% per annum and Greenlight Max families can earn 2% per annum on an average daily savings balance of up to $5,000 per family. Only Greenlight Max families can earn 1% cash back on spending monthly. To qualify, the Primary Account must be in Good Standing and have a verified ACH funding account. See Greenlight Terms of Service for details. Subject to change at any time. |
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Give yourself the credit you deserve. Build credit and earn rewards with Kovo. By signing up to Kovo, you can build your credit easily with small monthly payments. The ideal alternative to secured credit cards.
Incredible value:
How it works:
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Key features:
Requirements:
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- Credit Builder Savings Account
- Build Credit - Payments reported to all 3 major credit bureaus
- No Upfront Deposit - Pay as little as $8.95 to get started today
- Free FICO® Score Score - Track your progress over time
- Build A Nest Egg - Part of every payment grows your savings
- No Commitment - Cancel any time at no cost
- Monthly Deposit Plan Options: $15, $30, $50, $48, $89, $96, $100,
- When you open your account, our bank instantly gives you a loan and places the loan funds in a FDIC insured savings account in your name.
- The savings account funds are locked to secure the loan.
- Make small monthly payments of principal and interest on your loan.
- The principal is a payment to yourself and is credited towards the lock on your savings – the interest is what we earn for providing the service.
- When your loan is repaid in full, the lock is removed from your savings account. You’ve built both credit and savings.
- We provide a free FICO® Score monthly so you can track your progress. 90% of top lenders use FICO Scores when making lending decisions.
